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CFO Shenanigans
The ramblings of a Finance Whisperer
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The 'Out of Office' Acid Test: Can Your Mission Survive Your Summer Vacation?
Let’s be real: as the summer heat cranks up and your LinkedIn feed starts filling with photos of colleagues sipping drinks on Mediterranean balconies, are you feeling inspired: or just a little bit jealous? We see you. You’re the one squinting at a glowing spreadsheet at 9:00 PM while your family is already in "vacation mode." You want to unplug, but there’s that nagging voice in the back of your head: What if the grant report is late? What if payroll hits a snag? If you’re c

Mike Floyd, MBA
Jun 22 min read


The Finance Trifecta: Who’s Actually Driving Your Business?
Picture your organization as a high-performance vehicle: perhaps a sleek, mission-driven electric SUV or a steady, reliable vessel navigating the complexities of the HUD landscape. You’re in the driver’s seat, but who else is in the cabin? If you’ve ever felt like your finance team is speaking three different languages (and none of them are yours), you aren’t alone. Most leaders assume that anyone who "works with the numbers" is doing the same job, but that’s like assuming th

Bob Swetz, CPA
May 263 min read


Mayday! (Literally): Why Your 2026 Budget Needs a Mid-Year "Mirror Test"
It’s May 21, 2026. You just finished your third cup of coffee, and you’re staring at a spreadsheet that was created in the blissful, optimistic days of last December. Remember December? You had a "plan." You had a "balanced budget." You had… well, you had a lot of hope. But now? Mayday. (Literally.) If you’re a nonprofit leader or an Executive Director at a Public Housing Authority (PHA), you’re likely feeling the squeeze. Maybe it’s a sudden dip in individual giving, or perh

Mike Floyd, MBA
May 214 min read


Did You Know a CFO is Your Secret "Compliance Shield" Against HUD Audits?
Let’s be honest: the mere mention of a HUD audit is enough to make even the most seasoned Executive Director reach for the extra-strength antacids. One minute you’re focused on providing safe, affordable housing, and the next, you’re drowning in a sea of acronyms: UFRS, GASB, GAAP, and the ever-intimidating 2 CFR Part 200. Is our SEFA accurate? Are we going to hit that 2-month unaudited submission deadline? The anxiety is real, but it doesn’t have to be your "normal." For Pub

Bob Swetz, CPA
May 192 min read
![[HERO] Did You Know Your CFO Has a Crystal Ball? (The Power of Scenario Modeling)](https://cdn.marblism.com/6CKTRethLp9.webp)
![[HERO] Did You Know Your CFO Has a Crystal Ball? (The Power of Scenario Modeling)](https://cdn.marblism.com/6CKTRethLp9.webp)
Did You Know Your CFO Has a Crystal Ball? (The Power of Scenario Modeling)
Ever feel like you’re making massive business decisions based on a "gut feeling" and a prayer? We’ve all been there: staring at a spreadsheet at 2 AM, wondering if hiring three new coordinators will actually scale the mission or just leave you with a massive payroll headache. Most people think a CFO is just there to tell you what happened last month (the rearview mirror approach), but the real magic happens when we flip that mirror around and look through the windshield. Did

Mike Floyd, MBA
May 143 min read
![[HERO] The Bookkeeper Ceiling: Why Your Growth is Stalling (and How to Break Through)](https://cdn.marblism.com/iOmbhA7aBpM.webp)
![[HERO] The Bookkeeper Ceiling: Why Your Growth is Stalling (and How to Break Through)](https://cdn.marblism.com/iOmbhA7aBpM.webp)
The Bookkeeper Ceiling: Why Your Growth is Stalling (and How to Break Through)
You’ve built something truly remarkable, yet lately, it feels like you’re trying to run a full-speed marathon inside a glass box with a six-foot ceiling. You’re hitting your head against an invisible barrier that doesn't care how many late nights you log or how much your mission-driven soul aches for the next level of impact. We call this the bookkeeper ceiling, and it is the quiet, unassuming killer of scaling dreams for many mission-oriented leaders. It usually manifests ri

Bob Swetz, CPA
May 125 min read
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